Our Services
Comprehensive financial solutions for every clan member
What We Offer
Core Services
Discover how Engabi Ensamba Clan SACCO can help you achieve your financial goals
Savings Accounts
Build a strong financial foundation with our flexible savings plans. Members can save regularly and earn on their deposits while having access to emergency funds when needed.
- Flexible deposit amounts
- Regular savings culture
- Emergency access when needed
- Earn on your deposits
Low Interest Loans
Access affordable loans with competitive interest rates to support your business ventures, education needs, or personal emergencies. We believe in supporting our clanmates.
- Competitive interest rates
- Flexible repayment terms
- Quick approval process
- No hidden charges
Group Formation
Form or join groups at different levels - Kasolya, Ssiga, Mutuba, Lunyilili, or where you reside. Each group manages its day-to-day operations under the SACCO umbrella.
- Multiple group levels
- Local management
- Peer support network
- Collective strength
Investment Opportunities
Purchase shares and invest in the SACCO's growth. With shares at UGX 10,000 each, every clan member can participate in building collective wealth.
- Affordable share price
- Collective ownership
- Growing dividends
- Long-term wealth building
Financial Support
Types of Loans Available
We offer various loan types to meet your specific needs
Business Loans
Expand your business, buy equipment, or increase your stock with our business-focused loans.
Education Loans
Support your children's or your own education with our affordable education financing.
Agricultural Loans
Invest in farming - from buying chicks for poultry to coffee processing equipment.
Retail Expansion
Add items to your shop or start a new retail venture with our retail support loans.
Emergency Loans
Access quick funds during emergencies with our fast-track emergency loan facility.
How It Works
How We Operate
Engabi Ensamba Clan SACCO welcomes clanmates from all corners of the clan within and outside the country. Each person is free to join one group at the Kasolya, Ssiga, Mutuba, Lunyilili, or where they reside.
Each group elects their leaders following guidelines set by the Engabi Ensamba Clan SACCO board executive within the Ministry of Cooperatives framework.
Sources of Funds
Membership Fee
One-time payment as shown in the by-laws
Share Purchase
Buy shares at UGX 10,000 each
Regular Savings
Monthly or weekly savings deposits
Nsamba Fund
Annual contribution for clan development
Operations Fee
Annual contribution for office operations
Special Mobilization
Funds for particular activities or investments
Impact
Success Stories
See how our members have benefited from the SACCO
Poultry Farming Success
Namatovu Oliver registered with Kasolya Group and she was able to acquire a loan to buy chicks for poultry and now supplies to restaurants across Kampala.
Coffee Business Growth
With our loan, Juliet Nakanwagi Lutakome purchased coffee grinding machines, sealers, packaging material which boosted her coffee business ie Oweeka Coffee(Oweeka Coffee Beans & Oweeka Coffee Powder).
Retail Shop Expansion
Lilian Namuyomba, Aloysius Lubega added more items to their retail shops, increasing their income and customer base significantly.